How much is property insurance?
Home Insurance in Alanya, Turkey
Home insurance in Turkey is an essential topic in real estate. Your home is more than just a living space; it's a valuable investment and a place where cherished memories are made. At Basic Apartment Real Estate, we understand the importance of protecting what matters most to you.
It is a required insurance for the earthquake, which is called DASK. The Dask insurance is about 25 Euro. We also recommend that the buyers should take private insurance for all risks.
Why Home Insurance in Turkey?
Unforeseen events such as natural disasters, theft, accidents, and damages can disrupt your life and put your finances at risk. With the right home insurance policy, you can mitigate these risks and ensure you're prepared for the unexpected.
Our Home Insurance Services: At Basic Apartment Estate, we partner with reputable insurance providers to offer tailored home insurance solutions that meet your unique needs. Our range of services includes:
1. Property Coverage: Protect your property's structure and built-in features from damages caused by fires, earthquakes, floods, and other natural disasters.
2. Contents Insurance: Safeguard your personal belongings, including furniture, electronics, jewelry, and more, against theft, damage, or loss.
3. Liability Protection: Be covered against legal and financial liabilities if someone is injured on your property or if you accidentally cause damage to someone else's property.
4. Additional Living Expenses: If your home becomes uninhabitable due to covered damages, your policy can cover temporary accommodation costs.
5. Optional Add-Ons: Customize your policy further with add-ons like home office coverage, coverage for valuable items, and more.
Answering Your FAQs About Home Insurance in Turkey
To address your queries, we've compiled a list of common questions people ask about home insurance in Turkey.
1. What Does Home Insurance Cover? Home insurance in Turkey typically covers property damage due to events like fire, earthquakes, floods, and theft. It also includes liability coverage for injuries on your property and additional living expenses if your home becomes uninhabitable.
2. Is Home Insurance Mandatory in Turkey? While home insurance is not mandatory in Turkey, it's highly recommended. Without proper coverage, you might face significant financial losses in case of unexpected events. Earthquake insurance is required when you first buy and afterward not.
3. How Are Premiums Calculated? Premiums are calculated based on various factors, including the location and age of your property, the type of coverage you choose, the value of your belongings, and any optional add-ons you select.
4. Are Earthquakes Covered? We recommend you make earthquake insurance as well. It starts only from 25 Euros depending on several factors such as location in Turkey and property size.
5. Can I Customize My Policy? Absolutely. Many insurance providers offer customizable policies with add-ons to tailor coverage according to your needs. These might include coverage for valuable items, home offices, and more.
6. How Do I File a Claim? If you need to file a claim, please don't hesitate to contact us, and we will get the insurance provider as soon as possible. They will guide you through the process, which usually involves providing documentation of the damages and losses.
7. Does Home Insurance Cover Tenant Belongings? No, It's not cover
8. Can I Transfer My Home Insurance if I Move? Yes, however, your insurance provider needs to update the policy. accordingly
9. Do I Need Additional Coverage for Valuables? If you have valuable items like jewelry, artwork, or electronics, you might need additional coverage to protect them.
